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when a banker tell u the interest rate is 8 percent per annum...I found out it's not. let's say you buy a $100k house make a down payment of $20k and borrow the remaining $80k at 8 percent interest with a 30-year term from your bank. In five years you will pay a total of $35,220 to the bank: $31.276 for interest, and only $3944 for dept reduction. If you take the loan to term. or 30 years you will have to paid $211.323 total principal and interest, less what you originally borrowed- $80k. The total interest you will have paid $131.323. By the way that $211.323 does not included insurance on the loan. Funny $131.323 seems to be a little bit more than 8 percent of $80k It's more like 160% in interest for 30-year IF MOST OF THE SINGAPOREAN STILL THINK HOUSE IS THEIR ASSETS BY USING CPF TO PAY THEN THEY WILL BECOME PAP WORKING SLAVE FOR THEIR WHOLE LIFE BTW HDB IS A RENTAL FOR 99-YEAR NOT BELONG TO U :D
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23/m looking for job in australia got sick and tired working in sg liao....tooo many foreigner worker liao salary wages pull down by those foreigner working china, india, filipino etc....employer will try any way to get rid of u if ya salary are too high....in sg like have to work like none stop employer expect u to work 12hour per day 7 day a week 365day per year 2 rotating shift like no life 1 and give u a fXXXd up increament like 20-40cent WTF.......NNBCCB........surf 2 year national service for wat waste of my time. now apply my 175 visa plan to move to australia.....bo bian this is life..all thx to LKU
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